Financial services, namely, providing credit card, debit card, charge card and stored value prepaid card services, providing electronic payment card services; stored value electronic purse services; electronic payment services, namely, processing micro-payments to Internet retailers, merchants and content providers using information stored in centralized database; providing electronic micro-payment processing services for the purchase of Internet content, namely, electronic documents, photographs and information; electronic funds and currency transfer services; electronic payments services, namely, electronic processing and transmission of bill payment data; prepaid telephone calling card services; cash disbursement services; transaction authorization and settlement services, namely, credit card authorization services, transmission of transaction data via telecommunication systems to and from financial institutions for processing and transmission of authorization instructions and settlement instructions resulting from credit and debit card transactions; provision of debit and credit services by means of transponders which use radio signals to transmit the user's identification code to gasoline pumps or registers in order to automatically provide access to gasoline, food or merchandise while automatically charging purchases to the user's credit or debit card; cheque verification services; issuing and redemption services all relating to travelers' cheques and travel vouchers; advisory services relating to all the aforesaid services