(Based on use) Banking services, investment banking services, financial services in the nature of an investment security, investment management services; (Based on Section 44(e)) Banking and financial services, namely, safe deposit box services; credit services, namely, credit inquiry and consulting services, property credit-related valuation services; consumer, commercial and mortgage lending; checking accounts, savings and investment accounts, credit card, debit card, charge card and cash card services; financial services provided via electronic purses and chip cards, namely, pre-paid payment cards, provision of banking services via the telephone, the Internet and interactive television; money transfer, issue of letters of credit and guarantee assurance writing; foreign exchange information services, issue of travelers cheques and eurocheques; futures exchange services, forwards, namely, forward foreign exchange contract services and dealing, derivatives and options markets transactions, namely, treasury product and related interest rate, currency, interest-basis and credit derivative swaps; electronic banking and funds transfer services; financial leasing, namely, providing debt and equity investment in connection with the leasing of heavy equipment and rolling stock; safe-custody and settlement of securities; share registration services, namely, register maintenance, administration of corporate actions, maintenance of dissenter registers and corporate nominee services; stock brokerage and share dealing services, namely, employee share plan administration; share dealing; dividend re-investment plans; financial consultation; asset and portfolio management, financial planning in the nature of personal equity capital investment; estate planning; pensions services, namely, administration of employee pension plans, pension valuation services, establishment of private pension investment plans; executor and trustee services; funds investments and unit trust services, namely, acting as trustee and administrator of collective investment vehicles organized in trust form; financial planning for corporations, capital markets dealings, namely, derivatives structuring, derivatives dealing, structuring and administration of collateralized obligations securitization, management of investment funds; export and project finance, namely, providing working capital, venture capital funding services for emerging and start-up companies, provision of working and term capital for large scale power and other infrastructure projects, export financing with export credit agency support, export financing without export credit agency support; investment services, namely, capital asset and equity development; brokerage for hire-purchase; factoring and invoice discounting, namely, factoring agency services, accounts receivable financing, personal property lease financing, capital-intensive personal property lease financing; real estate agency services; valuation of pensions, personal property and real estate, investment and management services