Electrical and electronic apparatus and instruments, all for use in banking or the transfer of funds or currency, namely, computers, point-of-sale terminals, microprocessors, and hand held computers; data processing, transmitting, receiving, storing, accounting and calculating apparatus and instruments, namely, wallet sized liquid crystal displays capable of displaying transactions carried out by use of an electronic card, electronic key tabs for checking balances of funds, memory cards, computer chips, and electronic voice and data transmission telephones; computer hardware and software for use in processing, transmitting, receiving, storing, accounting for and calculating financial information; magnetic cards, blank computer disks, blank magnetic computer tapes; encoded cards for financial and/or currency transactions, namely, charge cards, debit cards, and credit cards; encoded smartcards containing programming used to conduct financial and/or currency transactions; electrical and electronic accounting or calculating apparatus and instruments, namely, calculators; automatic teller machines for dispensing, depositing, withdrawing, or transferring money, currency, or funds, and for updating balances of funds on smartcards; communications apparatus and instruments, namely, telephones, electronic or battery powered computer terminals, telephone terminals, and point-of-sale terminals; electronic circuit cards, encoded electronic chip cards for conducting financial transactions, currency transactions and for processing, storing and transmitting financial information, and electronic wallets

Banking; investment banking services; charge card, debit card and credit card services; currency exchange services; funds, money and currency transfer services; financial management, planning or research services; arranging of loans; capital investment and management; checking account services; financial clearing house namely, monetary and financial clearing services; corporate financing; financing of loans; investment advice; monetary and financial lending, namely, commercial and consumer lending; money or currency order services; unit trust services, namely, investment and trust company services; provision of financial guarantees; share, commodities or currency brokerage and guarantee assurance underwriting; issuing and redemption of travelers cheques; provision of information relating to rates of exchange; market-making services, namely, creating a trading market for stocks, commodities, bonds, securities, currencies, equities, futures, options or shares; issuing travel vouchers; advisory, consultancy and information services relating to all the aforesaid services