Computer services, namely, software development services for others for work flow and transaction management software tools and applications for use with a local area network, wide-area network and global computer network; application service provider services featuring software tools for others for on-line activities, namely, searching, sales transaction processing, form processing, document management and payment transaction processing; providing temporary use of on-line non-downloadable software for on-line activities, namely, searching, sales transaction processing, form processing, document management, and payment transaction processing; application service provider services featuring software for others used for online activities, namely, searching, preparation, submission and processing of forms for business, government, education institutions and non-profit entities, enabling educational institutions to create electronic forms, to create related on line processing applications that allow others to submit electronic forms for processing and to receive information about the forms and their processing