financial services, namely, asset-based lending services, commercial lending services, financing services, retail financing services, trade financing services, providing working capital loans, revolving working capital loans, term loan facilities, credit facilities, capital expenditure lines of credit and letters of credit, and cash management services, including, account reconciliation, agent deposit reporting, automated clearing house, controlled disbursement, financial electronic data interchange reporting, lockbox processing, wire transfers and zero balance accounts for manufacturing, distribution, wholesale, retail, and service entities and others