Providing privacy protection products and services and consulting services, advice and information related thereto; providing consumer credit information, credit card information and credit ratings, and information related to obtaining such information from others; providing credit reports, monitoring of credit reports, analysis of the credit reports, and notification of changes in credit reports; providing consulting services, advice and information to assist others in protecting credit ratings, registering and canceling credit cards, and restoring and analyzing credit; debt and credit analysis services; insurance services; privacy protection insurance services; insurance services, namely insurance against loss due to identification and identity theft and fraud; banking services; financial services; lending services; lines of credit; debit card services; credit card services; commercial and consumer financial services; charitable and philanthropic services; providing interactive websites containing information and online enrollment related to the foregoing services