Banking services, namely, services for personal and business checking accounts, money market accounts, negotiable order of withdrawal accounts, savings accounts, and time deposits; commercial, real estate and personal loans; safe deposit box services; depository services for US taxes and social security checks; securities brokerage; securities underwriting; travelers' checks issuance; services for financing imports and exports; issuing letters of credit for others; foreign currency exchange and advice; foreign debt recovery and collection; electronic funds transfer; fund and capital investment consultation services; cash management; financial services, namely, direct deposit account banking services; banking services, namely, depositing dividends into customers' bank accounts; lease-purchase financing; money order services; electronic funds transfer for multi-currency payment orders; banking services, namely, providing lock box facilities for customers; issuance and redemption of U;S; savings bonds; factoring agency services; financial analysis and consultation; providing financial information by electronic means; providing financial information about customers' accounts including account balances and transactions processed through financial data processing equipment; internal book transfers, namely, transfer of funds between customers' accounts; wire payments; mortgage lending; consumer lending services, namely, asset based lending