Computer software programs and associated user manuals in electronic format, packaged and distributed together as a unit, for use in commodity and stock market trading via predictions based on market patterns, real-time and otherwise; computer software that enables users to compile and analyze commodity and market information from third-party information providers; computer software application programs for use in commodity and stock trading transactions, namely, programs for creating electronic spreadsheets, graphs and graphics, and programs for transferring data to and from databases and to and from computer programs and computer files; computer software for document authoring, storage, management and retrieval of documents including analytical data and trading transactions; computer software for maintaining accounting, auditing and bookkeeping records of commodity and stock market transactions; computer software for collecting and managing data, performing data analysis, conducting studies and creating and generating reports in the fields of commodity and stock trading