INSURANCE SERVICES, NAMELY, COLLISION/LOSS DAMAGE, PERSONAL ACCIDENT, AND PERSONAL EFFECTS INSURANCE; FINANCIAL SERVICES; NAMELY BANKING AND CREDIT SERVICES; PROVIDING CREDIT CARD, DEBIT CARD, CHARGE CARD AND STORED VALUE PREPAID CARD SERVICES; REMOTE PAYMENT SERVICES; STORED VALUE ELECTRONIC PURSE SERVICES, PROVIDING ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES, ELECTRONIC PAYMENTS SERVICES, TELEPHONE CALLING CARD SERVICES, CASH DISBURSEMENT SERVICES, AND TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES; PROVISION OF DEBIT AND CREDIT SERVICES BY MEANS OF RADIO FREQUENCY IDENTIFICATION DEVICES KNOWN AS TRANSPONDERS; TRAVEL INSURANCE SERVICES; CHEQUE VERIFICATION SERVICES; ISSUING AND REDEMPTION SERVICES ALL RELATING TO TRAVELLERS CHEQUES AND TRAVEL VOUCHERS; FINANCIAL SERVICES FOR THE SUPPORT OF RETAIL SERVICES PROVIDED THROUGH MOBILE TELECOMMUNICATIONS MEANS, NAMELY PAYMENT SERVICES THROUGH WIRELESS DEVICES; FINANCIAL SERVICES FOR THE SUPPORT OF RETAIL SERVICES PROVIDED ON-LINE, THROUGH NETWORKS OR OTHER ELECTRONIC MEANS USING ELECTRONICALLY DIGITIZED INFORMATION, NAMELY, ELECTRONIC PAYMENT, ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA; ON-LINE BANKING; PROVIDING DIGITIZED ELECTRONIC FINANCIAL INFORMATION REPRESENTING MONETARY VALUE VIA HAND-HELD TECHNOLOGY ACCESSIBLE TO USE BY AN INDIVIDUAL