Insurance services and financial services, namely, banking and payment card services; providing credit card, debit card, charge card and stored value prepaid card services; remote payment services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, cash disbursement services, and transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices via transponders; travel insurance services; cheque verification services; issuing and redemption services all relating to travellers cheques and travel vouchers; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitized information, namely, payment card services; providing a store of digitized electronic information representing monetary value accessible via hand-held technology accessible to use by an individual; bill payment services provided through a website; on-line banking; financial services, namely, payment card services provided over the telephone and by means of a global computer network or the Internet

storage of digitized electronic information requesting monetary value for use in hand-held devices accessible to us by an individual