FINANCIAL AND MONETARY SERVICES, NAMELY INTERNET COMMERCE SERVICES IN THE NATURE OF ELECTRONIC COMMERCE PAYMENT SERVICES, NAMELY, ESTABLISHING FUNDED ACCOUNTS USED TO PURCHASE GOODS AND SERVICES ON THE INTERNET; ELECTRONIC ACCOUNT SERVICES, NAMELY, PROVIDING ON-LINE STORED VALUE ACCOUNTS IN AN ELECTRONIC ENVIRONMENT; PREPAID BANKING AND ONLINE CASH ACCOUNT SERVICES; FINANCIAL TRANSACTION SERVICES INVOLVING PAYMENTS TO ONLINE AND OFFLINE RETAILERS, MERCHANTS AND CONTENT PROVIDERS USING CASH ACCOUNT INFORMATION STORED IN A CENTRALIZED DATABASE; ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES; TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES; CASH DISBURSEMENT SERVICES; FINANCIAL SERVICES FOR FUNDING ONLINE CASH ACCOUNTS FROM PREPAID CASH CARDS, BANK ACCOUNTS AND CREDIT CARD ACCOUNTS; DEBIT CARD SERVICES; DISTRIBUTION AND ISSUING OF DEBIT CARDS