LaCard is a membership-based card providing convenient savings at merchants worldwide, instant winnings, winnings, bonuses and other advantages to its members LaCard is transferable to others LaCard is also a gift card permitting authorized agents to credit dollar amounts to LaCard and permitting its members to use LaCard as a form of payment at participating members while saving LaCard is also being used as a vehicle of access to a member's information such as medical, emergency, log-in / log-out, attendance, security and any other information a member desires to program LaCard has the capability of being scanned at all participating merchants for the purpose of calling up information, distribute benefits, add savings, add and subtract dollar amounts, points and other information