FINANCIAL SERVICES, NAMELY, PROVIDING CREDIT CARD, DEBIT CARD, AND STORED VALUE PREPAID CARD SERVICES, PAYMENT SERVICES INVOLVING MICRO-PAYMENTS TO INTERNET RETAILERS, MERCHANTS AND CONTENT PROVIDERS WITH TRANSACTION INFORMATION STORED IN A CENTRALIZED DATABASE, ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES, ELECTRONIC PAYMENTS SERVICES, PREPAID TELEPHONE CALLING CARDS SERVICES, CASH DISBURSEMENT SERVICES, TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES, PROVISION OF DEBIT AND CREDIT SERVICES BY MEANS OF RADIO FREQUENCY IDENTIFICATION DEVICES (KNOWN AS TRANSPONDERS), TRAVEL INSURANCE SERVICES, CHEQUE VERIFICATION SERVICES, ISSUING AND REDEMPTION SERVICES ALL RELATING TO TRAVELERS' CHEQUES AND TRAVEL VOUCHERS, AND ADVISORY SERVICES RELATING TO ALL THE AFORESAID SERVICES