Providing personalized services in the field of financial and consumer goods by means of a global computer network; dissemination of advertising for others by means of a global computer network; cooperative advertising and marketing; financial services, namely providing on-line information in the field of financial investment analysis; financial analysis and consultation; financial information provided by electronic means; electronic cash and credit card transactions; capital investment consultation; financial management; financial portfolio management; investment consultation and advice; financial planning; providing on-line chat rooms and on-line electronic bulletin boards for transmission of messages among computer users concerning financial information; computer services, namely, providing on-line information services and on-line databases in the field of financial investment analysis; computer services, namely,providing search engines for obtaining data on a global computer network; providing temporary use of on-line non-downloadable software for financial and investment related calculations and transactions