Ongoing audio programs broadcast via radio, satellite, and a global communications network featuring application of Biblical principles of stewardship to economic, financial, and social issues, personal finances, consumer credit, personal budgeting, personal investing, business, business management, debt management and recovery, charitable giving, career planning, life goals, estate planning, budgeting, investing, business, economics, government, children and family, marriage, relationships, life skills and talents, leadership training and development, organizational development, time management, education, career and employment, philanthropy, charitable giving, charitable fundraising, dispute resolution, vocational assessment and counseling, individual behavior assessment, and individual personality assessment [ ; preparing and administering and scoring tests, namely, psychometric testing and analysis of an individual's skills, career abilities and interests, qualifications, and work priorities ]