Online services for use in managing, organizing, storing and retrieving household records, data and information and for scheduling and maintaining household services and utilities and invoices, bills and payments for such services and utilities; providing an online database for local businesses and service providers; providing an online tracking, monitoring, storage, management and organization service for use by individuals in connection with real estate closing documents and communications; providing an online service for use by individuals, lenders, realtors, attorneys, title insurers and others in the real estate related industries to manage the closing process for a real estate purchase