Computer hardware, firmware and software relating to the handling of financial transactions; electronic apparatus for processing financial transactions; electronic apparatus for reading and displaying information stored on utility meters; electronic apparatus for reading and displaying information stored on bank cards, credit cards, debit cards or payment cards; electronic apparatus for verifying the authenticity of bank cards, credit cards, debit cards or payment cards; blank smart cards; cartridges, disks, and tapes for collecting and/or storing data; encoders, decoders, electronic card readers; computer software allowing the user to obtain access to financial services electronically; electronic automatic systems comprised primarily of payment terminals and communication hubs for financial transactions or financial information; pre-payment systems comprised primarily of payment terminals and communication hubs for commodities; electronic apparatus for measuring energy, water and environmental parameters; payment and pre-payment systems comprised primarily of payment terminals and communication hubs for use in connection with the gas, electricity, water and telephone utilities; data carriers; data storage media, namely, blank electronic storage media; blank magnetic data carrier readers; encoded smart cards containing programming used to authorize the payment of goods and services; encoded smart cards containing identification data; magnetically encoded payment cards; smart card readers; gas meters; electricity meters; water meters; telecommunications apparatus in the nature of routers and modems; computer software, hardware and firmware for monitoring the performance of household electrical and electronic equipment

Processing of credit card, debit card and charge card transactions and transaction data; financial transaction processing services

Data communications services via the Internet