Creating and providing educational materials and programs, namely, developing and conducting training courses and the distribution of training materials in connection therewith, in the field of finance to promote financial knowledge and skills among young people or adults; development of educational standardized assessment tests to measure financial knowledge skills among young people or adults; preparing, administering, and scoring standardized tests; offering programs, namely, classes and workshops in the field of financial education for students and teachers in urban and suburban environments; educational consulting regarding educational courses pertaining to financial education for students and teachers in urban and suburban environments; creating financial seminars for others, namely, career opportunity seminars for young people or adults