Promoting the sale of goods and services of others by awarding incentives to consumers for credit card use; providing information about and making referrals in the field of consumer products and services for retail services concerning products, services, events, activities, attractions and facilities in particular geographic locations; merchandising services for inducing the purchasing public to buy the goods of others through a promotional gift redemption program; providing concierge services for travelers, namely, making business meeting arrangements

Financial services, namely, charge card, credit card and debit card services; bill payment processing services; computerized credit authorization and financial risk management services

Providing advice to travelers on hotels and restaurants; making reservations for travel, namely, booking accommodations for travelers; providing concierge services for travelers, namely, making restaurant reservations; making reservations and bookings for others for accommodations and meals at health spas

Concierge services for others, namely, making requested personal and social arrangements and reservations and providing customer-specific information to meet the individual needs of customer card holders and travelers; personal concierge services for others comprised of making requested personal and social arrangements and reservations, personal shopping services; personal gift selection and gift reminder services for others; and providing customer-specific information to meet individual needs, all rendered in business establishments, office buildings, airports, hotels, residential complexes and homes; fraud detection services in the field of credit card usage; providing information to travelers regarding foreign protocol