Capturing data and providing reports via secure email for use in the tourism and travel industries, namely, reports featuring data on travelers' spending activity, and identifying trends in destination travel activity, based on payment card or ATM transaction data; [ providing secure, online access to a web-based user interface for use in retrieving and analyzing financial data and reports based on payment cardholder transaction data, and for customizing and creating reports and analyses based on such data, for business and/or commercial purposes; ] preparing of business reports; computerized database management and database processing