Medical diagnostic rapid point-of-care test kits comprised of collection pads or swabs, collection loops or vials, test strips capable of visual or instrument read-out of test results, and/or vials of developer solution or reagents, which use oral fluid, finger stick or venipuncture whole blood, plasma, serum, and other bodily fluids and specimens for use in detecting antibodies, antigen, viruses, drugs of abuse, diseases, nucleic acids, pathogens, proteins, toxins and chemicals