Financial services, namely, financial analysis and consultation; financial planning; providing information and advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement; financial planning for retirement; retirement investment management; issuance and administration of annuities; investment management of and distribution of annuities and life insurance; annuity underwriting; insurance services, namely, underwriting, brokerage, issuing and administration of life insurance; insurance consultancy; financial planning, namely, insurance planning; financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; investment advisory services and consultation; financial services, namely, investment fund transfer and transaction services; investment of funds for others; estate planning; cash flow services, namely, providing cash to mortgage holders or other notes at a discounted rate in return for ownership of the mortgage or note; providing a website that assists individuals in the field of cash flow services in order to provide for their retirement finances, financial planning, travel, entertainment and family leisure activities, and health