Accounts payable debiting services; Acquisition and transfer of monetary claims; Bill consolidation services; Bill payment services; Cash and foreign exchange transactions; Credit and cash card services; Currency transfer services; Electronic cash transactions; Electronic credit card transactions; Electronic funds transfer; Electronic funds transfer by telecommunications; Electronic payment, namely, electronic processing and transmission of bill payment data; Electronic transfer of funds; Electronic transfer of money; Exchanging money; Financial exchange; Financial information processing; Financial portfolio management; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing on-line stored value accounts in an electronic environment; Fiscal valuations and assessments; Money transfer; On-line cash account services; Providing financial information; Providing on-line financial calculators

Communications by computer terminals; Computer aided transmission of information and images; Electronic data transmission; Electronic exchange of data stored in databases accessible via telecommunication networks; Electronic message transmission; Electronic transmission of data and documents via computer terminals; Electronic transmission of mail and messages; Providing access to databases; Providing internet chatrooms; Providing multiple-user access to a global computer information network; Providing user access to a global computer network; Provision of access to a global computer network; Transmission of information via computers connected to the same telematic network; Transmission of messages