Financial services, namely, enabling users to retrieve, aggregate, and analyze account, transaction, and balance information from a wide variety of sources, including banks and other financial institutions, and credit card and debit card issuers; financial services, namely, bank account management services, [ investment brokerage services, ] financial planning for retirement, financial planning services, consumer lending, [ mortgage lending, securities brokerage, ] credit reporting, payroll tax debiting services, and bill payment services, all via computer and communications networks; provision of financial information; providing information in the nature of news, business and marketing advice, and expert opinions for professionals in the fields of finance and financial planning; administering employee benefits for others concerning insurance, finance [ and retirement ] plans; payment processing by electronic means; philanthropic giving services, namely, monetary donations to charitable organizations; providing financial management services via computer and communication networks; providing electronic cash, credit card, and debit card transaction services via computer and communication networks; providing online banking service; providing bill payment and tax payment processing services via computer and communication networks; electronic processing and transmission of bill payment data for others