Financial advisory services; financial consulting services; financial planning services; financial portfolio management services; financial planning for college and education; investment advisory services; investment analysis services; investment consulting services; investment management services; investment portfolio management services; brokerage services in the fields of financial securities, stocks, bonds, money market funds and mutual funds; investment services in the fields of financial securities, stocks, bonds, money market funds and mutual funds; investment management of and distribution of annuities; investment management of and distribution of variable annuities; evaluating asset allocation, risk tolerance, financial alternative plans and investment time frames; investing the funds of others; mutual fund investment services; establishing mutual fund and model financial portfolios for others; providing information, analysis and advice in the fields of financial investments, investment strategies, financial planning and financial aspects of retirement; individual retirement account services; financial planning for retirement; financial planning in the nature of creating personalized strategies to achieve financial independence; retirement income planning services; estate planning services in the fields of annuities, life insurance, long term care insurance, individual retirement accounts and 401K rollovers; and insurance brokerage services