Banking consultation; banking services; issuance of bank checks; issuance of traveler's checks; credit card services; debit card services; loan financing; mortgage lending; home equity loans; financing relating to automobiles; providing working capital financing to small businesses and small business owners; commercial lending services; consumer lending services; trust services, namely, investment services; currency exchange and advice; financial services, namely, providing a system of currency substitute for goods and services for use by members of a bank; commercial banking services; financial consulting; consulting services in the field of currency, money management, and banking; financial loan consultation; providing information and advice in the field of finance; providing information and advice in the field of the financial aspects of retirement; individual retirement account services; savings account services; savings bank services; checking account services; electronic transfers of money; on-line banking services; providing grants to local community organizations and businesses

Educational services, namely, providing live and on-line seminars, workshops, and training in the fields of economics, currency, money management, de novo bank formation, nonprofit organizations, banking, philanthropy, social investment, social change, government, governance, decision processes and group processes; organization of seminars, working groups, research groups, and conventions in the fields of economics, currency, money management, de novo bank formation, nonprofit organizations, banking, philanthropy, social investment, social change, government, governance, decision processes and group processes