Providing money management, credit counseling and debt counseling services; Providing on-line information in the field of money management, credit counseling and debt counseling; Providing financial information to individuals and businesses about the creation and management of budgets for housing expenses, living expenses, educational expenses, health care expenses, tax expenses, transportation expenses and retirement savings

Educational services, namely, conducting classes, seminars, conferences and workshops in the fields of money management, credit counseling and debt counseling for housing expenses, living expenses, educational expenses, health care expenses, tax expenses, transportation expenses and retirement savings