Providing temporary use of on-line non-downloadable software for personal information management, namely, providing a secure and anonymous personal information profile that holds physical addresses, phone numbers, e-mail addresses, payment vehicles, shipping preferences, [ buying preferences, ] transaction history and [ an aggregate of opt-in and opt-out behavioral advertising settings ] all for the purpose of purchasing goods and services, arranging for shipping and delivery of purchased items [ and selectively and securely participating in behavior advertising programs ]