Credit reporting services, namely, providing credit reporting data maintained by others; credit risk management and credit risk management consultation services, namely, assistance with restoring and analyzing credit damaged by identity theft, and fraud reimbursement services in the field of credit card purchases, namely, providing reimbursement of costs associated with identity theft

Providing consultation to third parties in the field of prevention of data theft and identity theft, and prevention of identity theft through the prevention of unsolicited commercial mail, namely, removal from junk mail lists and pre-approved credit offer lists; financial identity monitoring service; fraud resolution assistance, namely, providing advice and consultation in the field of identity theft; providing identity theft information to credit bureaus, banks, and credit card companies