Financial records management; registration services for credit cards, charge cards, cash cards, cheque guarantee cards, debit cards, payment cards, financial cards and purchase cards; maintaining a registry of authorized credit card users for others; business services, namely, registering, screening, credentialing and organizing third-party vendors, suppliers, and contractors, and documentation and information on behalf of others; arranging and conducting incentive reward programs to promote the sale of a variety of goods or services; contests and incentive award programs to promote the sale of products and services of others; management of hotel incentive programs of others; promoting the sale of credit card accounts through the administration of incentive award programs; administration of a discount program for enabling participants to obtain discounts on goods and services through use of a discount membership card; administration of a program for enabling participants to obtain discounts on goods and receive improved services; membership club services providing discounts and processing rebates for the services of others; promoting the goods and services of others through the distribution of discount cards; membership registry containing information of services provided to members via the Internet, databases or other electronic means

Insurance underwriting services for all types of insurance; fraud reimbursement in the field of credit card purchases; insurance services, namely, underwriting extended warranties contracts in the field of electric appliances; financial services, namely, debt settlement; electronic transfer of money; credit card and payment card services; banking and debit card services; providing debit card and stored value prepaid card services; banking, payment, debit, cash disbursement and stored value transaction services; bill payment services; agencies for collecting gas and electric power utility charges, telephone charges and public utility charges, and providing information relating thereto; debit card, pre-paid purchase card services, namely, processing electronic payments through pre-paid cards and stored value card services; processing of financial transactions both on-line via a computer database or via telecommunications and at point of sale; processing services for financial transactions by card holders via automatic teller machines; cash replacement rendered by credit card; providing loss of income protection insurance; arranging emergency funds transfer, including cash and travelers' cheques, and travel insurance services for the purpose of providing reissued or replaced travel tickets; travel voucher services, namely, providing vouchers for payment of transportation expenses; the provision of balance details, deposits and withdrawals of money to card holders via automatic teller machines; underwriting travel insurance; underwriting insurance relating to assistance for persons who get in difficulties while traveling, while away from home, while away from their permanent residence; underwriting medical insurance, guaranteeing payment of medical expenses for travelers; credit card and debit card verification to enable trouble-free contactless and mobile payment transactions; verification of financial information to enable trouble-free contactless and mobile payment transactions, namely, check and credit card verification; financial transaction services, namely, providing secure commercial transaction and payment options at a point of sale; providing information of credit card statements; providing bank account and bill payment data; electronic funds transfer and currency exchange services; foreign currency exchange services; dissemination of financial information via the Internet and other computer networks; remote bill payment services; issuing stored value cards; providing electronic funds and currency transfer services; electronic bill payment services, cash disbursement services, and credit card and debit card transaction processing services; electronic cash transactions; electronic credit card transaction; electronic debit transactions; providing debit services by means of radio frequency identification devices, namely, transponders; provision of debit services by means of communication and telecommunication devices; cheque verification services; the provision of financial services for the support of retail services provided through mobile telecommunications means, namely, bill payment services through wireless devices; providing credit card and debit card services provided on-line, through networks or other electronic means using electronically digitized information; value exchange services, namely, the secure exchange of value, namely, electronic cash, over computer networks accessible by means of smartcards; bill payment services provided through a website; on-line banking; providing credit card and debit card services; providing credit card and debit card services for retail services; providing credit card and debit card services by means of telephone and the Internet; providing payment processing services, namely, credit card and debit card transaction processing services; provision of financial services by means of a global computer network, namely, debt settlement, credit card and payment services; financial information services relating to stolen credit cards to enable trouble-free contactless and mobile payment transactions; credit guarantees or monetary liability guarantees on use of credit cards by their holders; providing credit consultation and inquiry services to enable trouble-free contactless and mobile payment transactions; providing an online database featuring financial information relating to credit to enable trouble-free contactless and mobile payment transactions; providing extended guarantees for repairs of mobile phones; business brokerage; business, stock option and pension valuation services; employee pension fund administration services; charitable fundraising; financial analysis and consultation, namely, providing a wide range of information and analysis to financial institutions by electronic means in connection with credit cards, debit cards and other payment cards, marketing data, cardholder spending, risk management, terminated merchants and reporting of chargebacks on credit cards; rental of cash dispensers, automated-teller machines and machines for processing and reading credit and debit cards; not including any fraud prevention services, identity verification services or age verification services conducted via simultaneous checks from multiple-independent sources