Banking; financial services, namely, money lending, savings accounts, checking accounts, certificates of deposit accounts, Individual Retirement Accounts, issuing certificates of deposit, cash and asset management services, credit card services, debit card services, money order services, automatic teller machine services, bill payment services, financial trust operations, issuing prepaid stored value cards, electronic and non-electronic bill payment services, currency transfer services; financial and investment advisory, consultation, planning, management, and administration services; investment fund transfer and transaction services, estate planning services, financial planning; portfolio management, investment, insurance, and securities brokerage services; asset allocation in the field of integrated pension services; distribution of annuities; consumer lending services, mortgage banking and mortgage lending services including unsecured and secured lending for industrial, commercial and real estate projects; and providing all of the foregoing services by traditional onsite methods, by telephone, and via the Internet