Computer software for assisting in brokerage accounting, business process management, outsourcing, and annuity processing; computer software for implementing and managing electronic bill presentment, payment and distribution of statements and bills; computer software for assisting in mail distribution; computer software for distribution support, namely, providing marketing, personalization and postal optimization for electronic mail; computer software for assisting in health plan support, third party administration of health plans, physician practice business operations, and integrated customer communications; computer software for managing, tracking and integrating electronic communications; computer software for assisting in international asset management, portfolio accounting, and financial record keeping; computer software for assisting in the administration of retirement plans and shareholder accounting; computer software for assisting in wealth management; computer software for administration of managed investment accounts, investment accounting, transfer of securities from one account to another account, defined contribution administration, loan processing, and database management; computer software for managing billing services