arranging and conducting incentive reward programs to promote the sale of banking services, credit card accounts and debit card accounts; business information services, namely, providing customized company and industry performance analysis in the field of banking, finance, investments and insurance; and business consultation services; providing business information via a global computer network; providing business information in the field of company and industry performance; accounts receivable services; administration and reconciliation of accounts on behalf of others; administration of business payroll for others; preparing consolidated reports of banking and financial activity for others

banking services; business banking services; financial services, namely, credit card and debit card services; credit and debit card transaction processing services; investment consultation, brokerage and management services; financial investment services in the fields of securities, mutual funds, certificates of deposit, and portfolio management; insurance brokerage, consultation and administration services in the fields of accident, flood, fire, automobile, life, health, home, renters, long-term care, crop, livestock mortality, in-home business, watercraft, umbrella, liability and employer insurance; administration of employee benefits plans; accounts payable debiting services; mortgage banking services, mortgage lending services, mortgage brokerage services; commercial lending services; consumer lending services, issuing letters of credit, foreign exchange services, namely, foreign exchange transactions, foreign exchange information services and providing for the exchange of foreign currency; financial consultation for educational financial assistance and student loan services; treasury management services; trust management services; cash management services; online banking services; online business banking services; bill payment services; electronic processing and transmission of bill payment data; providing information in the field of banking, credit card and debit card services, credit card, debit card and electronic check transaction processing services, financial management, investment brokerage, investment management, securities, mutual funds, certificates of deposit, investment portfolio management, insurance, accounts payable services, mortgage banking, mortgage lending, mortgage brokerage, commercial lending, consumer lending, issuing letters of credit, foreign exchange services, treasury management services, trust management services, cash management services, online banking, bill payment services, and tax payment processing services; consultation in the field of banking, credit card and debit card services, credit card, debit card and electronic check transaction processing services, financial management, investment brokerage, investment management, securities, mutual funds, certificates of deposit, investment portfolio management, insurance, accounts payable services, mortgage banking, mortgage lending, mortgage brokerage, commercial lending, consumer lending, issuing letters of credit, foreign exchange services, treasury management services, trust management services, cash management services, online banking, bill payment services, and tax payment processing services