Health and environmental factor monitoring system comprised of monitors and sensors, namely, electric or electronic sensors which are configured into at least one monitor worn on the body, and where this monitor is comprised of a combination of one or more electric, electronic, or electrochemical oxygen monitors and sensors for environmental use, electronic magnetostrictive equipment, namely, a wave generator, wave sensor and wave analyzer, electronic sensors for measuring solar radiation, gas sensors for measuring gas concentration, pollutant sensors, pressure sensors, proximity sensors, sensors for the determination of temperatures, positions, and distances, timing sensors, pulse oximetry sensors, ultrasonic sensors, light sources and light detectors for detecting and identifying chemical and biological substances, all for monitoring physiological or biological processes, physiological or biological information, environmental conditions, health indicators, stress indicators, mental health or mental status, and vital signs for laboratory research use; computer firmware for processing signals from medical apparatus and instruments and for use in generating assessments of personal health and health-risk factors based upon environmental factors, where this firmware is sold as a unit with the monitoring apparatus described above; computer programs for personal health monitoring and environmental monitoring for determining health risks within one's environment, generating health solutions for medical illness and disease and alleviating environmental factors which cause illness and for wellness entertainment, namely, where users compete for wellness rankings based on life decisions; and electronic database recorded on computer media in the field of health monitoring and environmental monitoring for storing and processing information on the health and environmental exposure of users wearing the monitors described above