Providing consumer credit information, credit card information and credit ratings, and information related to obtaining such information from others; providing credit reports, monitoring of credit reports, analysis of the credit reports, and notification of changes in credit reports; providing consulting services, advice and information to assist others in protecting credit ratings, registering and canceling credit cards; debt and credit analysis services; insurance underwriting, brokerage, agencies and consultation services specializing in the areas of privacy protection, identity theft and fraud; banking services; providing interactive websites containing information and online enrollment related to the foregoing services

Fraud detection and prevention in the field of identity theft, namely, locating and providing information to others concerning consumer and identity fraud and identity theft; providing consulting services and case worker assistance and counseling in filing claims, resolving fraud and identity theft issues with creditors and closing accounts necessitated by identity theft and fraud; providing consulting services, advice and information to assist others in protecting against identity fraud and identity theft; providing consulting services, advice and information on identity theft and fraud protection and prevention products and services; providing interactive websites containing information and online enrollment related to the foregoing services