Insurance administration, claims writing and brokerage services; financial management, consulting and planning; monetary exchange; credit card and credit rating services, financial credit consultation services; credit agency, credit arranging and advisory, namely, business credit consultation, credit bureau; credit facilitating, namely, credit consultation services; credit fund transfer, namely, credit card transaction processing services; credit information, namely, credit recovery and collection and credit risk management services; invoice discounting brokerage and agencies services, invoice factoring agencies and brokerages; bill payment services; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the internet, automated payment services, namely, electronic processing and transmission of bill payment data; payment administration services and collection of payments, namely, debt and credit recovery and collection; information services relating to the automated payment of accounts, namely, establishing funded accounts used to purchase goods and services on the Internet, electronic processing and transmission of bill payment data; collection of payments, collection of debts and financial collection services, namely, debt and credit recovery and collection