Banking; on-line banking services; trust company services; fiduciary representative services; automatic teller machine services; monetary exchange; financial clearing house; banking, namely, issuing bank checks; check verification; credit card services; debit card services; issuing stored value cards; issuing stored value tokens; bill payment services, namely, check writing services; bill payment services; electronic credit and charge card transactions; electronic funds transfer services; electronic payment, namely, electronic processing and transmission of bill payment data; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the internet; safe deposit box services; credit inquiry and consultation; factoring agencies; financing services, namely, hire-purchase financing; mortgage banking; financing and loan financing services; commercial and consumer lending services; financial guarantee and surety; financial risk management; financial management, consulting, research, analysis, planning and forecasting; fiscal assessments; financial information provided by electronic means; providing brokerage services, investment services, investment consultation services, and information services in the fields of securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices for them, and providing the aforesaid services via a global computer network and via telephone; futures exchange services; capital investment consultation; trust services, namely, investment and trust company services; financial portfolio management; asset management; mutual funds investments; investment management, financial investment evaluation, financial investment analysis and financial investment consultation; providing brokerage account and investment account information via a global communication network in the fields of insurance, stocks and commodities ; insurance underwriting services for all types of insurance; insurance brokerage; insurance consultancy and information; on-line insurance brokerage; real estate brokerage, appraisals, and management; real estate investment and trustee services; leasing of real estate; rental of office space; providing information in the field of real estate by means of linking the web site to other web sites featuring real estate information; financial analysis in the fields of insurance, banking, real estate, personal property; providing a website containing news, information, research, data, analysis, all relating to investments, finances, and financial planning, via a global communication network; providing financial portfolio management and financial account information via a global communication network; providing financial decision making tools in the form of information, questionnaires and financial calculators and financial investment research tools in the form of information, questionnaires and financial calculators via a global communication network; charitable fund raising