Banking services; electronic banking services; internet banking services; personal and consumer banking services; business, commercial, and retail banking services; checking, savings and money market account services; issuing and processing regular and jumbo certificates of deposit; offering personal and consumer loans and lines of credit; home mortgage lending services; home equity loan services; offering commercial lines of credit; commercial mortgage lending and loan services; term financing; offering individual retirement accounts; debit card services; automatic teller machine services; wire transfer services in the nature of electronic transfer of money; electronic funds transfer services; automated banking services and automatic bill payment services; issuing, processing and verifying cashiers [and travelers] checks; [ * processing and verifying travelers checks;* ] safety deposit boxes services; business cash management services; cash management services, namely, set-up and maintenance of automatic sweep accounts; automated financial clearing house services provided to businesses and commercial customers; financial account analysis services; international wire transfers in the nature of electronic transfer of money internationally; providing on-line banking services and on-line cash management services via a global computer or communication network; and providing financial information by electronic means