FINANCIAL SERVICES, NAMELY BANKING; ONLINE BANKING SERVICES; CREDIT UNION SERVICES; ELECTRONIC FUNDS TRANSFER; ELECTRONIC PAYMENT, NAMELY ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA; ACCOUNT PAYMENT AND MONITORING SERVICES, NAMELY BILL PAYMENT SERVICES; FINANCIAL PORTFOLIO MANAGEMENT; FINANCIAL INFORMATION PROVIDED BY ELECTRONIC MEANS; FINANCIAL INFORMATION PROCESSING, INVESTMENT MANAGEMENT, CONSULTATION, AND BROKERAGE; INSURANCE AGENCY AND BROKERAGE; AUTOMATED FINANCIAL CLEARING HOUSE; FINANCIAL CLEARING HOUSE; PROVIDING FINANCIAL ACCOUNT MANAGEMENT AND INFORMATION VIA ELECTRONIC MEANS; PROVIDING FINANCIAL ACCOUNT BALANCING INFORMATION VIA A GLOBAL COMPUTER NETWORK AND TELECOMMUNICATIONS NETWORKS; PROVIDING FINANCIAL ACCOUNT AND DATA MANAGEMENT, NAMELY PROVIDING AGGREGATION OF INFORMATION ABOUT MULTIPLE FINANCIAL ACCOUNTS AND DATA VIA A GLOBAL COMPUTER NETWORK AND TELECOMMUNICATIONS NETWORKS; ONLINE FINANCIAL SERVICES, NAMELY PROVIDING CUSTOMIZED ONLINE WEB PAGES TO TRACK AND REVIEW CREDITOR ACCOUNTS AND INFORMATION IN THE NATURE OF BILL PAYMENT AND CONSOLIDATION SERVICES