FINANCIAL SERVICES, NAMELY, BANKING; ON-LINE BANKING SERVICES; CREDIT UNION SERVICES; ELECTRONIC FUNDS TRANSFER; ELECTRONIC PAYMENT, NAMELY, ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA; ACCOUNT PAYMENT SERVICES, NAMELY, BILL PAYMENT SERVICES; FINANCIAL PORTFOLIO MANAGEMENT; FINANCIAL INFORMATION PROVIDED BY ELECTRONIC MEANS; FINANCIAL INFORMATION PROCESSING, INVESTMENT MANAGEMENT, CONSULTATION, AND BROKERAGE; INSURANCE AGENCY AND BROKERAGE; AUTOMATED FINANCIAL CLEARING HOUSE; FINANCIAL CLEARING HOUSE; PROVIDING FINANCIAL PORTFOLIO ACCOUNT MANAGEMENT AND PROVIDING FINANCIAL INFORMATION BY ELECTRONIC MEANS; PROVIDING FINANCIAL BANK ACCOUNT INFORMATION TO ALLOW THE CONSUMER TO BALANCE ITS ACCOUNT VIA A GLOBAL COMPUTER NETWORK AND TELECOMMUNICATIONS NETWORKS; FINANCIAL INFORMATION SERVICES, NAMELY, PROVIDING CUSTOMIZED ONLINE WEB PAGES TO TRACK AND REVIEW CREDITOR ACCOUNTS AND INFORMATION IN THE NATURE OF BILL PAYMENT AND CONSOLIDATION SERVICES; PROVIDING SEARCH ENGINES AND ONLINE WEB LINKS TO OTHER WEB SITES AND INFORMATION IN THE FIELD OF FINANCE AND FINANCIAL ACCOUNTS BY ELECTRONIC MEANS