Computer services, namely, providing an on-line temporary use of related non-downloadable software which enable the user to design and customize the selection, arrangement, presentation, printing and distribution of data, for use in the fields of consumer credit reporting, real estate appraisal, real property, consumer credit, insurance, lending, and insurance risk management; consulting services in the field of computers for use in lending and insurance risk management and providing information related thereto, namely, on information technology, information management, and on information processing; computer consulting and information technology consulting; technical consulting services in the field of electronic commerce, namely, in using information technology to establish and maintain on-line commerce