Creating and administering customer and employee loyalty programs for others that allow participants to accumulate points based on certain factors and redeem those points for merchandise, travel-related benefits, gifts certificates, charitable donations, and other rewards; creating and administering incentive award programs for others that allow participants to accumulate points based on certain factors and redeem those points for merchandise, travel-related benefits, gift certificates, charitable donations and other rewards; promoting the sale of credit card accounts through the administration of incentive award programs and loyalty programs; administration of a discount program for enabling participants to obtain discounts on consumer goods and services through the use of a discount membership card; and providing referral services in the field of tradesmen providing household repair and improvement services

Administering consumer benefit programs that provide travel accident insurance and travel assistance benefits; insurance administration in the field of loss, theft or damage to cellular telephones or other wireless communication devices; administering consumer programs that provide members with extended warranties, full and partial price reimbursement, reimbursement for post-purchase price reductions, and reimbursement for product repair and replacement, in connection with their purchase of a wide range of consumer merchandise