Broad Based Financial Services, namely, Banking, Bill Payment and Presentment Services, Credit Card Services, Debit Card Services, Gift Card Services, namely, processing electronic payments made through pre-paid gift cards; Providing Transaction Authorization and Settlement Services and electronic Payment Processing Services, Electronic Funds Transfer, Providing on-line Stored Value Accounts in an Electronic Environment, Issuing Stored Value Cards, Electronic Cash Transactions, Providing Credit and Debit Card Data and Reports, Financial Records Management and Electronic Funds Transfer Services, Dissemination of Financial Information via a Global Computer Network, Financial Information Rendered by Computer Means of a Secure Information Computer Network and Consultation Services Regarding all of the above services