Financial services, namely, banking, payment services in the nature of processing electronic payment receipts and payments made through prepaid debit or credit cards, credit card, debit card, charge services in the nature of accounting services, promotional services, credit history services, security services, cash disbursement in the nature of cash replacement rendered by a debit or credit card, pre-paid card services offered through cards with stored value, and point of transaction services in the nature of card transaction processing services; credit card and debit card transaction processing services, namely, providing transaction authorization and settlement services; payment processing services, namely, processing electronic payments made through prepaid cards; electronic funds transfer and currency exchange services; dissemination of financial information via digital communication networks

Purchaser and merchant authentication services for financial transactions, namely, providing user authentication services in e-commerce transactions