Mortgage brokerage; loan and asset securitization; resecuritization of mortgage-backed and asset-backed securities; issuance of mortgage-backed and asset-backed securities; financial research; financial services, namely, purchase, security brokerage, transfer, exchange, pledge, finance, repurchase and reverse repurchase of securities or financial obligations; and financial services, namely, offering forward contracts, standby contracts, futures and listed or over-the-counter options on any of the foregoing or any swap or other derivative transaction on any index, rate, security or instrument or any derivative thereof to others; excluding from all of the foregoing, bank card, debit card, credit card, charge card, magnetic encoded card, smart cards, stored value card and/or prepaid card services, automated teller machine ("ATM") services, the marketing, distribution, provision and issuance of cards for such services, ATM's transaction authorization and settlement services, money exchange services, and electronic settlement services