Financial services, namely, banking services, electronic banking services; mortgage banking and lending services; consumer loan services, credit and debit card services, financial planning services and money management services; financial services, namely, payment of third party bills on telephone authorization of account holder; trust services, namely, investment and trust company services and estate trust management; insurance agency services namely, life insurance, health insurance, home and automobile insurance, property and casualty insurance; investment services, namely, investment brokerage services, discount brokerage services for independent investors; mutual fund investment services, annuity underwriting services, retirement account investment services, real estate investment and management services; investment services in the field of securities, investment account debit card services, investment account debit card services, investment account checking services, providing financial information and financial transactions by telephone, namely, providing investment account information, securities price quotes; providing automated bank, loan and investment account information by phone and online; online provision of insurance namely insurance brokerage and underwriting services, providing financial management information and financial transactions information