Credit card services, namely, electronic fund transfer processing; authorizations and verifications for credit card, debit card, purchasing card, and electronic stored value card transactions; merchant credit card processing, debit card, purchasing card and electronic stored value card transactions; Check verification and processing services, namely, check verification; billing and electronic funds transfer services; check authorization services; check acceptance services; check guarantee services; electronic payment processing and automatic bill payment using the Automated Clearing House; check processing services; Bill payment services, namely, processing single and recurrent payments and automatically deducting such payments for customers