Financial services, namely, utility bill payment and payment processing services for utilities companies via telephone, electronic transmission, wireless transmission, and a global computer network; electronic tax payment processing services for utility companies via electronic transmission, wireless transmission, telephone and a global computer network; computer consultation services relating to setting up interactive payment and processing networks and data processing systems for the transmission of data; maintenance and operation of computer networks and payment and payment processing systems; designing, planning and developing equipment and installations for others for credit authorization, billing and payment to utility companies; designing, planning and developing equipment and installations for others for means of identification, authentication and cashless electronic payment