Magnetically encoded credit cards; magnetically encoded debit cards; magnetically encoded cash dispenser cards; magnetic coded bank cards being machine readable; encoded electronic chip cards used as stored-value electronic purse cards to facilitate non-cash transactions and to maintain on-line financial accounts; encoded smart cards containing programming used to store financial and personal information; magnetically encoded prepaid telephone calling cards; automated paper money sorting machines, namely, money counting and sorting machines; automatic teller machines; counterfeit money detectors, namely, coin acceptors and paper money acceptors for separating good coins and good paper money from counterfeits; magnetic coded card readers; integrated circuit card readers; credit card point of sale processing systems, namely, credit card terminals, printers for credit card terminals, and personal identification number keypads; downloadable electronic publications in the nature of magazines, booklets, newsletters or reports in the fields of banking, finance, economics, currency/securities/futures exchange, investments, and insurance; computer e-commerce software to allow users to perform business transactions via a global computer network; computer software for use in investment banking, investment management, investment research and analysis, investment advice, financial analysis and planning, financial information, financial projections, and compilation of market indices; computer software for use in payment systems, accounting systems, credit card systems, and on-line banking; computer software for use in trading of securities, currencies, options, foreign exchange, futures, funds, and commodities; computer software for use in insurance planning, analysis, computation, and transaction