Banking services; financial [ and credit] services, namely, providing credit card, debit card, charge card and stored value prepaid card services, [ providing electronic credit, debit and other payment accounts without a physical payment card, stored value electronic commerce payment services, ] providing electronic funds and currency transfer services, electronic payments services, [ prepaid telephone calling card services, cash disbursement services, ] and financial transaction authorization and settlement services; provision of debit and credit services by means of radio frequency identification devices, namely, transponders; [ travel insurance services, namely, collision/loss damage, personal accident, and personal effects insurance; check verification services; ] and [ financial ] advisory services relating to all the aforesaid services